Life Insurance

   
Group Life Insurance
80% of the US workforce has only Group Life Coverage that is provided by their employer. This amount will help your family, but usually covers only a portion of the costs associated with death. What will they do to cover expenses for the rest of their lives?

Term Life Insurance
Term life insurance is an inexpensive way to get a high level of coverage for a specified period of time, ranging from five to twenty years.


Whole Life Insurance
Whole Life Insurance usually has a specified premium that remains constant for the life of the contract. It has a savings element, in that it accumulates cash value. This value can be borrowed against, or the policy can be surrendered for cash.

Estate Planning
Have you taken the time to decide what happens to your estate when you die? If you don't have a plan in effect at the time of your death, the government will decide for you! They make take up to 50% of the value of your assets in estate taxes, leaving precious little for your intended heirs.


Annuities
Whether it's for a rainy day or family emergency, annuities guarantee safety of principle, while at the same time providing you with a return.

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231 Chestnut Street, Suite 410 • Meadville, PA 16335
Phone: 814-724-1516 • Fax: 814-337-2793
Toll Free: 866-923-4424 
E-Mail: info@djbgroup.com

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